Employment and income verification

Employees have their work history sold over 150 million times a year. Many times, in secret.

Protect your employees. Share in the revenue.

Many of these requests never reach your HR team. They are answered from a repository, the verifier pays, and your employee may not hear about it. MyEmployment handles incoming employment and income verification for your current and former employees. It asks your employee at the time of request. The verifier still pays. You share in the revenue.

15 minute intro. No preparation required. Designed for employers with 2,000 or more employees. This is not pre-hire background screening.

The MyEmployment employee app, My Profile screen, showing a pending verification request from a mortgage lender with Approve, Deny and Report Preview controls.
What your employee sees, at the time of request.
Monthly revenue sharePaid for the length of the employer agreement
$59 and $69What a verifier pays. Employment, and income
$0 to youNo employer platform fee. Free for your employees
SOC 2 Type 2Examination complete. Report available on request
Integrations

Connects to the payroll and HRIS systems you already run.

  • ADP logoADP
  • Workday logoWorkday
  • SAP SuccessFactors logoSAP SuccessFactors
  • Oracle NetSuite logoOracle NetSuite
  • Paylocity logoPaylocity
  • Paycom logoPaycom
  • Paycor logoPaycor
  • Paychex logoPaychex
  • BambooHR logoBambooHR
  • Gusto logoGusto
In 2022 I sold a firm that had purchased millions of employment and income verifications. I paid. I received the file. The employee was rarely if ever notified when I asked. Most employers I dealt with received nothing from the fee.
Robert Mather, Founder and CEOLicensed private investigator since 1993. Quoted in an NBC News investigation, 2013, on how employment and income records are collected and sold.
01 What happens today

Who answers when someone asks about your employees?

Many of these requests are answered without ever reaching your HR team. Here is the sequence, start to finish.

01

Someone needs to confirm a job or an income

A lender, landlord, insurer, debt collector or government program has to confirm that a person holds a job, or what they earn, before a mortgage, a lease, a loan or a benefit can move.

02

The request often skips you

It goes to a verification repository that already holds payroll data for many employers, placed there by a payroll provider, an HCM platform, or an agreement signed at some point in the past.

03

The repository answers and collects the fee

Credentialed verifiers pay for completed verifications. One of our competitors, Equifax, reports 149 million verifications fulfilled in 2024. That fee is collected by whoever fulfills the request.Source: that competitor's published reporting, 2024.

04

The employee may never be asked

The answer can be released on the strength of a form signed days, weeks or months earlier. The employee may receive no notice at the moment it happens.

Follow the fee, today

  • Verifier pays
  • to
  • Whoever fulfills the request
  • which
  • Returns a result
  • and
  • Keeps the fee

In many arrangements, none of that fee comes back to the employer whose workforce the answer describes, and the employee is not asked at the moment it is released.

MyEmployment changes three things in that sequence. Who gets asked, who controls the release, and who is paid.

02 Share the revenue

Up to $500,000 a year in revenue share.

Verifiers pay to confirm who works for you and who used to. With MyEmployment, a share of each paid verification comes back to your company.

  • Paid monthly for the length of your agreement.
  • No platform fee for you. No cost to your employees.
  • Each agreement is negotiated to fit your workforce.

See what your workforce generates

Enter your headcount.

Verification fees your workforce generates each year with MyEmployment
$141,600
Your share is negotiated in your agreement and paid monthly.

About 1.2 verifications per employee each year, former employees included, at $59 each.

03 The employee benefit

A difference employees can actually see.

The MyEmployment employee app, My Profile screen, showing a pending verification request from Harbor Collections with Approve, Deny and Report Preview controls, and the global data sharing settings below it.

Employment verification usually happens during a mortgage, a lease, a new job or a benefits application. MyEmployment gives your employee notice when a request arrives and a clear role in how their information is handled.

Immediate visibility

The employee sees the requester, the stated purpose, and what was requested.

The right to approve or deny

An enrolled employee decides on each request as it arrives, and can set defaults in advance so routine requests move without interruption.

You set the approval window

If the employee does not respond within it, or is not enrolled, MyEmployment answers where the verifier has a permissible purpose under the FCRA. One person's silence does not stall someone else's mortgage.

A documented record

Requests, decisions and outcomes are recorded for the employee and for you.

No forced mass enrollment

Employees are not required to enroll for requests to keep clearing. Enrollment is what gives them the notice, the decision and the record.

04 How it connects

Get HR off the phone, without a gap in coverage.

You pick the access method and can change it later. Nothing about the choice is permanent, and nothing about the switch requires requests to stop clearing.

Option one

Payroll sync, every payroll cycle

Employment and income data updates each payroll cycle from the payroll system or HCM you already run. This is the lighter lift for many employers, because the feed already exists in some form.

Option two

A one to one API

A direct connection into your systems, answered against your own data at the moment of the request.

  • No HRIS replacement

    Your HRIS or payroll platform remains the system of record. MyEmployment connects to the source you designate and answers eligible requests against it.

  • Phone, fax and paper

    Requests arrive in formats no integration covers. Those are worked on your behalf, so there is no window where incoming verification requests go unanswered.

  • Switching providers

    In many payroll environments, switching off an existing verification feed is a configuration change at the payroll provider rather than a project. MyEmployment identifies who to contact and walks you through the steps, and requests keep clearing while the change is made.

  • How long it takes

    A payroll sync is a configuration and a feed, measured in days to a few weeks once the payroll contact is identified. A direct API depends on your systems team and your security review. Requests keep clearing during the change.

  • Full request and outcome audit trailEvery request, decision and outcome is recorded.
  • Permissible purpose gatingVerifier access is limited to credentialed parties with a documented permissible purpose under the FCRA.
  • Access and retention defined contractuallyWhat may be reached, and for how long it is held, is set in the agreement. SOC 2 Type 2 report available on request.
05 Before you forward this

What your team will ask.

The questions Finance, HR, Legal and IT ask first, answered.

Finance: how is our revenue share calculated, reported and paid?

Credentialed verifiers pay for completed verifications. The employer agreement sets the negotiated share, and payment is made monthly for the length of the agreement, with a reconciliation of the completed verifications behind it. During the introductory call the figure is modeled against your own headcount and your current vendor's volume report. You pay nothing.

HR: what changes for our employees?

An enrolled employee receives notice when a verification request arrives, sees the requester and the stated purpose, and decides on it. There is no forced mass enrollment, and employees who do not enroll do not prevent eligible requests from being fulfilled.

HR: what happens to the verification workload our team handles today?

Routine incoming requests are fulfilled through the access method you choose rather than by hand. If your team answers verification calls and forms today, that is the work that moves.

HR: what about people who already left?

Former employees remain eligible for incoming verification for the length of the employer agreement. There is no separate cutoff after they leave. They can enroll for notice and a decision the same way current employees can. The employer pays nothing and the former employee pays nothing.

Legal: what happens when an employee denies a request?

The record is not released. A denial blocks release in every request category, and the verifier is told the request was not approved. The only exception is a release compelled by subpoena or other legal process.

Legal: what does a verifier need before anything is released?

Verifier access is limited to credentialed parties presenting a documented permissible purpose under the FCRA. Employer policy can further limit which request types are eligible. Every request, decision and outcome is recorded.

Legal: who is the furnisher, and where does our HRIS sit?

The employer remains the furnisher and the source of the employment and income record. The HRIS or payroll platform remains the system of record. MyEmployment is the fulfillment agent. It answers eligible requests against the source the employer designates, under the employer agreement and the FCRA.

IT and Security: how is access controlled and what is recorded?

Verifier access is limited to credentialed parties with a documented permissible purpose, every request and outcome is written to an audit trail, and access and retention are defined contractually. MyEmployment has completed a SOC 2 Type 2 examination, and the report and supporting security materials are available during the review.

06 Questions

Incoming employment verification, answered.

What this is

What is consent-based employment verification?

Consent-based employment verification gives the employee visibility and control at the moment a request arrives. MyEmployment identifies the requester and the stated purpose, notifies the enrolled employee or former employee, and gives that person the opportunity to approve or deny that specific request. MyEmployment does this for an employer's existing and former workforce. It does not replace pre-hire background screening.

Does MyEmployment replace our current employment verification provider?

Yes. MyEmployment is designed to become the employer's fulfillment platform for incoming employment and income verification involving its existing and former workforce. The HRIS or payroll platform stays in place. The verification workflow moves to MyEmployment, and the employer receives a negotiated share of the fees those requests generate.

Is this a background check or a pre-hire screening service?

No. MyEmployment handles incoming employment and income verification concerning an employer's existing and former workforce. It does not replace the employer's pre-hire background screening program.

How many employment verifications happen each year?

One major provider reported fulfilling 144 million employment and income verifications in 2023 and 149 million in 2024. Other providers fulfill requests as well, so that figure does not represent the full market.

Source: that competitor's published reporting, 2023 and 2024.

How many employee records sit in these repositories?

At the end of 2025 one major provider reported 813 million employment records contributed by approximately 4.9 million employers. Many employers may not be aware they contribute, because contribution can be included in a payroll service agreement.

Source: that competitor's 2025 annual report.

Why might an employee not know their work history was verified?

Many verification workflows give the employee no new notice at the moment a request is answered. The verifier may already hold the authorization or other permissible purpose required for that transaction, signed days, weeks or months earlier. MyEmployment adds request-time visibility for enrolled employees, including who asked, the stated purpose, and a record of the decision.

What it costs and what you earn

Does MyEmployment cost employers anything?

MyEmployment does not charge the employer a platform fee, and does not charge employees. Credentialed verifiers pay for completed employment and income verifications.

What does a verification cost the verifier?

A standard employment verification is $59. An income verification is $69.

How does an employer make money on employment verifications?

In many verification arrangements, the fee is collected by whoever fulfills the request. Each completed verification is a paid transaction. Under a MyEmployment agreement, a negotiated share of what the verifier pays is returned to the employer, paid monthly for the length of the agreement. The amount depends on workforce size, turnover and verification volume.

How much revenue share can an employer receive?

Up to $500,000 a year is an illustration for a large employer. The actual revenue share is negotiated individually and depends on workforce size, turnover, verification volume and the terms of the employer agreement.

How long does the revenue share last?

For the length of the agreement. Payments are made monthly.

What does Finance actually receive each month?

A monthly payment for the length of the agreement, with a reconciliation of the completed verifications behind it. Terms are modeled against the employer's own headcount and verification volume during the introductory process. There is no published rate card.

How it runs

How does MyEmployment get our payroll data?

The employer selects the access method and can change it later. One option is a payroll sync that updates with the payroll cycle. The other is a direct API into the source system the employer designates. Requests arriving by phone, fax or paper are worked on the employer's behalf.

How do we switch off our current verification provider?

MyEmployment handles the switch with you. In many payroll environments it is a configuration change at the payroll provider, not a project. MyEmployment identifies the right contacts and coordinates the transition, and requests keep clearing while it happens.

What happens if an employee does not respond to a verification request?

The employer sets the response window. If an enrolled employee does not respond within it, or the person is not enrolled, MyEmployment may fulfill the request where the verifier is credentialed and the legal requirements applicable to that request have been satisfied. One person's silence does not stall someone else's mortgage. Enrolled employees keep a record of the request and the outcome. The employer remains the furnisher. MyEmployment is the fulfillment agent.

What happens when an employee denies a verification request?

The record is not released. A denial blocks release in every request category. The verifier is told the request was not approved. The only exception is a release compelled by subpoena or other legal process. Employees can set defaults in advance so routine requests move without interruption.

Who is the furnisher of the data?

The employer remains the furnisher and the source of the employment and income record. The HRIS or payroll platform remains the system of record. MyEmployment is the fulfillment agent. It fulfills requests against the source the employer designates, under the employer agreement and the FCRA.

Do former employees stay in the program after they leave?

Yes. Former employees remain eligible for incoming employment and income verification for the length of the employer agreement. There is no separate cutoff at termination. Enrollment is still what gives them notice, a decision and a record. The employer pays nothing and the former employee pays nothing.

What does this change for our HR team?

MyEmployment is designed to move routine incoming employment and income verification away from manual HR handling. Requests are fulfilled through the access method the employer chose, and MyEmployment handles verifier access and support. If the employer already uses an outside verification service, the operational change is smaller, and what changes is that employees get control of each request and can see who asked.

How long does implementation take?

A payroll sync is a configuration and a feed, measured in days to a few weeks once the payroll contact is identified. A direct API depends on the employer's own systems team and security review. Requests keep clearing during the change.

How does MyEmployment address FCRA requirements?

MyEmployment operates under the Fair Credit Reporting Act. Verifier access is limited to credentialed parties presenting a documented permissible purpose, employer policy can further limit which request types are eligible, and every request, decision and outcome is recorded. The requirements that apply to any one request depend on the purpose for which the verification is being obtained.

Has MyEmployment completed a SOC 2 Type 2 examination?

Yes. MyEmployment has completed a SOC 2 Type 2 examination. The report is available on request during the security review.

Your revenue estimate

See what your workforce could bring back.

15 minutes, using your own numbers. We show you how your workforce is verified today and what a revenue share would mean for you.

Part of an association or purchasing group? We will walk the whole group through it.

Get your revenue estimate